When you’re short of cash, and there’s a lot of expenses to deal with, perhaps you find borrowing money from financial institutions a need. From big banks to Indians’ 5-6, there are indeed a lot of loan offers. One option to consider is a Multi Purpose Loan (MPL) offered by no other than but Pag-IBIG.
Pag-IBIG, the national housing authority of the Philippines, may grant cash to its bonafide member who has applied for MPL.
When his loan is approved by the body, the borrower may then use the money for:
-house repair
-minor home improvement
-home enhancement
-tuition/educational expenses
-health and wellness
-livelihood, or
-Other purpose not mentioned here.
-house repair
-minor home improvement
-home enhancement
-tuition/educational expenses
-health and wellness
-livelihood, or
-Other purpose not mentioned here.
Now, let’s check if you’re eligible to apply for MPL.
1.I have contributed at least 24 months.
2.If I apply for a loan today, I posted 5 non-stop monthly contributions in the last 6 months.
3.My account is not in default due to existing Housing Loan and/or MPL and/or Calamity Loan.
2.If I apply for a loan today, I posted 5 non-stop monthly contributions in the last 6 months.
3.My account is not in default due to existing Housing Loan and/or MPL and/or Calamity Loan.
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If you have answered YES to all these questions, you are some steps closer to fulfil your goal.
How much cash I get?
The cash grant mainly depends on how big is your total ‘savings’ or technically speaking, your account’s Total Accumulated Value (TAV).
According to Pag-ibig,the MPL’s loan value is a percentage of TAV. More or less,here’s how to calculate it:
A.24-59 monthly savings = Up to 60% of TAV
B.60-119 monthly savings = Up to 70% of TAV
C.At least 120 monthly savings = Up to 80% of TAV.
B.60-119 monthly savings = Up to 70% of TAV
C.At least 120 monthly savings = Up to 80% of TAV.
For example, if I have posted a continuous 30 months contribution of Php 200.00/month, I have plainly saved Php 6,000.00 (less agency’s interest/service charge, if any). My MPL falls to bracket A. Eventually, 60% of Php 6,000.00 (my TAV) is Php 3,600.00 only. When my loan is approved, Pag-IBIG may give me that maximum amount.
To know your actual TAV, visit any Pag-ibig office nationwide, call Pag-ibig’s 24/7 hotline (02) 727-4244 or send an email to:
[email protected].
[email protected].
For more tips, follow our Republic.
If you want to learn more about Pag-ibig’s Multi-Pupose Loan, we can email you a free PDF guide.
Are you applying for Multi Purpose Loan soon?
Tell us your thoughts in the comment section below.
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Magkano Ba ang Pag-ibig? | |
---|---|
Also known as | Wealth and Passion[1] |
Genre | |
Written by | |
Directed by | Maryo J. de los Reyes |
Creative director(s) | RJ Nuevas |
Starring | Heart Evangelista |
Opening theme | 'Sa Aking Panaginip' by Kyla |
Composer(s) | Vehnee Saturno |
Country of origin | Philippines |
Original language(s) | Tagalog |
No. of episodes | 100 |
Production | |
Executive producer(s) | Joseph T. Aleta |
Production location(s) | Quezon City, Philippines |
Camera setup | Multiple-camera setup |
Running time | 30-45 minutes |
Production company(s) | GMA Entertainment TV |
Release | |
Original network | GMA Network |
Picture format | 480i (SDTV) |
Original release | September 30, 2013 – February 14, 2014 |
Magkano Ba ang Pag-ibig? (International title: Wealth and Passion / transl. How Much is the Love?) is a Philippine television drama romance series broadcast by GMA Network. Directed by Maryo J. de los Reyes, it stars Heart Evangelista. It premiered on September 30, 2013 on the network's Afternoon Prime line up replacing Maghihintay Pa Rin and worldwide on GMA Pinoy TV on October 1, 2013. The series concluded on February 14, 2014 with a total of 100 episodes. It was replaced by Innamorata in its timeslot.
Cast and characters[edit]
Heart Evangelista portrays Eloisa Aguirre.
Katrina Halili portrays Margot Cruz.
Alessandra De Rossi portrays Gigi Buenaventura.
- Main cast
- Heart Evangelista as Eloisa Aguirre[2]
- Sid Lucero as Luciano 'Lucio' Aragon / Chino Aguirre
- Dominic Roco as Bobby Buenaventura
- Katrina Halili as Margarita 'Margot' Cruz
- Alessandra De Rossi as Geraldine 'Gigi' Buenaventura
- Isabel Oli as Richelle Mangahas
- Supporting cast
- Ana Capri as Lualhati Macaraeg
- Pen Medina as Andoy
- Shamaine Centenera-Buencamino as Loida Aguirre
- Luz Valdez as Rosing Villasanta
- Vangie Labalan as Sonia Aguirre
- Rommel Padilla as Oscar Ramos
- Celia Rodriguez as Doña Hilaria Buenaventura
- Guest cast
- Ella Cruz as young Eloisa
- Francis Magundayao as young Lucio
- Kiel Rodriguez as young Chino
- Leandro Baldemor as young Bobby
- Mona Louise Rey as young Gigi
- Lloyd Samartino as young Lualhati
- Jillian Ward as young Richelle
Ratings[edit]
According to AGB Nielsen Philippines' Mega Manila household television ratings, the pilot episode of Magkano Ba ang Pag-ibig? earned a 12.4% rating.[3] While the final episode scored a 15.9% rating.[4]
International broadcast[edit]
Country | Network | Title |
---|---|---|
Vietnam | TodayTV VTC7 | Hạnh phúc đánh đổi |
References[edit]
- ^http://www.gmaworldwide.tv/program-detail.php?sID=327
- ^http://www.gmanetwork.com/entertainment/gma/articles/2013-08-28/8912/Malalaking-pangalan-sa-showbiz-dapat-abangan-sa-Magkano-Ba-Ang-Pag-ibig
- ^Tuazon, Nikko (October 18, 2013). 'AGB Nielsen Mega Manila Household Ratings (September 30 to October 6, 2013): Got To Believe ends week on top spot; Celebrity Bluff and KMJS'. Retrieved January 25, 2018.
- ^Ching, Mark Angelo (February 24, 2014). 'AGB Nielsen Mega Manila Household Ratings (February 8-14, 2014): PBA catapults TV5 to No. 1; Heart Evangelista starrer ends on No. 3 spot'. Retrieved March 1, 2018.
External links[edit]
- Magkano Ba ang Pag-ibig? on IMDb
Retrieved from 'https://en.wikipedia.org/w/index.php?title=Magkano_Ba_ang_Pag-ibig%3F&oldid=904138634'
A reply by Simarun on a forum topic at Sulit on Pag-IBIG Housing Loan caught my attention and I am posting it here in its entirety:i applied for a house construction loan sa pagibig, started last march and notice of approval was granted last august. It also took me around 50K to complete all requirement bago nirelease yung 1st check. sa akin na nakapangalan yung lot when i applied.
some requirements after the seminar at pumasa ka sa evaluation:
- bldg plans
- bldg permits
- tax clearance/declaration
- mortgage/chattel ba yun? (from registry of deed, mga 5K din)
- Doc stamp/Tax declaration (around 5K)
- notary of application (1% of loan amount)
- katakut-takot na paghihintay at pabalik balik
- etc, etc, etc.
4 gives ang check na ibibigay (30-30-30-10%) and may interest pa pag natagalan bago mo pina-inspect after the 1st, 2nd or 3rd release). The 4th release na 10% is ibibigay pag nakuha mo na yung occupancy permit (gastos uli) at nabayaran yung bagong tax declaration.
Pag Ibig Loan Forms Download
From the above reply, the salient points are scaring me!
-Processing took almost 5 months
Magkano Ang Naloloan Sa Pagibig Lyrics
-Processing fees cost P50,000
-Requirements include building plans and permits, tax declaration etc etc.
If you have any relevant experience on this topic, kindly share it here.